Japan Travel Insurance

※ In some regions, we may not be able to arrange a medical institution where you can receive treatment on a cashless basis.

※ Depending on the case, costs such as a medication cost may not be covered by the cashless service.

• Characteristics of the product
  • You can purchase this insurance if the travel period is 30 days or less.

    * You cannot purchase this insurance if the travel period exceeds 30 days.

  • You can purchase this insurance regardless of whether the travel is for sightseeing or on business.

    * If the purpose of the travel is to receive medical treatment of an injury or illness or mitigate the symptoms, you cannot purchase this insurance.

• Covers medical treatment cost incurred in Japan

  Outline of the coverage

  Insurance benefits for medical treatment cost　The insured amount: 10 million JPY

  • The insurance covers a medical treatment cost or the like in cases where the customer received a doctor’s treatment in Japan for an illness*2 or injury that was suffered during the insurance term*1.

    * 1 The insurance term begins subsequent to entry to Japan.

    ※２ The insurance also covers a medical treatment cost or the like in cases where the symptoms of an illness that the customer developed before visiting Japan, and for which the customer had received a doctor’s treatment, were rapidly deteriorated and the customer received a doctor’s treatment in Japan.

  • The insurance covers the actual cost of medical treatment or the like with the upper limit of 10 million JPY.

  The above is an outline of the coverage. For details, see “Description of Important Matters."

• Can receive medical treatment on a cashless basis

  In case of illness or injury, you can receive medical treatment on a cashless basis at our allied medical institutions.

  ※ This service can be used if the policy contract is valid.

  

  1. In case of accident, call the Insurance Claim Call Center.
  2. The Call Center will reserve and arrange a nearby medical institution for you.
  3. Enter necessary information in the prescribed document at the medical institution, and receive medical treatment on a cashless basis.
  4. Sompo Japan Nipponkoa will pay the medical treatment cost to the medical institution.

  ＜Note＞

  • Even if you call the Call Center for Cashless Treatment,the center may not be able to arrange a medical institution where cashless medical treatment is available depending on the area. In such a case, make an out-of-pocket payment of the medical treatment cost once, and later claim the insurance benefits using the insurance claim site.
  • At medical institutions in Japan, you may receive a prescription after medical treatment, and then need to purchase medicine at a separate pharmacy outside the medical institution. In doing so, you may need to make an out-of-pocket payment.
    In such a case, please pay the prescription charge to the pharmacy, and later claim the insurance benefits using the insurance claim site.